{
  "jurisdiction": "GA",
  "name": "Georgia",
  "posture": "no_model_bulletin",
  "citation": null,
  "action_date": null,
  "date_qualifier": null,
  "amended_effective": null,
  "verbatim_vs_modified": null,
  "source_id": "legislative-research",
  "provenance": {
    "posture": "naic-adoption-map-absence"
  },
  "other_activity": [
    {
      "type": "statute",
      "citation": "SB 444 (2025-2026 Regular Session)",
      "subject": "Coverage decisions for healthcare services may not be based solely on AI systems. AI may automate tasks and participate in decision-making, but may not issue an adverse determination until a natural person qualifying as a private review agent or utilization review entity conducts a review in which a clinical peer participates; AI may not supersede that clinical peer's judgment.",
      "status": "enacted",
      "enacted": "2026-05-05",
      "effective": "2027-01-01",
      "status_detail": "Senate 49-0-5 (2026-02-11); House 166-0-10 (2026-03-19); Senate agreed to House substitute (2026-03-25).",
      "source": "https://gov.georgia.gov/document/2026-signed-legislation/sb-444/download",
      "confidence": "primary",
      "verified_on": "2026-08-20"
    },
    {
      "type": "statute",
      "citation": "SB 544",
      "subject": "DISPUTED — see conflict note.",
      "status": "enacted",
      "effective": "2027-01-01",
      "conflict": "Secondary sources disagree on subject matter. One describes SB 544 as permitting health insurers to use AI in prior authorization while barring adverse determinations without licensed-provider review; another identifies SB 544 as the Georgia Conversational Artificial Intelligence Safety Act. These may be different provisions of one act or a citation error in one source. UNRESOLVED — do not rely on this entry until confirmed against the enrolled text.",
      "confidence": "disputed",
      "verified_on": "2026-08-20"
    }
  ],
  "_provenance": {
    "source": "Implementation of NAIC Model Bulletin: Use of AI Systems by Insurers",
    "url": "https://content.naic.org/sites/default/files/legal-adoption-map-ai-model-bulletin.pdf",
    "source_as_of": "2026-08-06",
    "retrieved": "2026-08-18",
    "caveat": "Index, not authority. Confirm against the issuing regulator's own bulletin before relying on this for a compliance decision."
  }
}