{
  "jurisdiction": "IA",
  "name": "Iowa",
  "posture": "adopted_model_bulletin",
  "citation": "Insurance Division Bulletin 24-04",
  "action_date": "2024-11-07",
  "date_qualifier": "adopted",
  "amended_effective": null,
  "verbatim_vs_modified": null,
  "provenance": {
    "posture": "naic-adoption-map",
    "citation": "naic-adoption-map",
    "action_date": "naic-adoption-map"
  },
  "source_id": "naic-adoption-map",
  "other_activity": [
    {
      "type": "statute",
      "citation": "HF 2635",
      "subject": "AI permitted for initial prior-authorization review, but prohibited as the sole basis to deny, delay or downgrade a medical-necessity request",
      "status": "enacted",
      "confidence": "secondary"
    }
  ],
  "_provenance": {
    "source": "Implementation of NAIC Model Bulletin: Use of AI Systems by Insurers",
    "url": "https://content.naic.org/sites/default/files/legal-adoption-map-ai-model-bulletin.pdf",
    "source_as_of": "2026-08-06",
    "retrieved": "2026-08-18",
    "caveat": "Index, not authority. Confirm against the issuing regulator's own bulletin before relying on this for a compliance decision."
  }
}