{
  "jurisdiction": "IL",
  "name": "Illinois",
  "posture": "adopted_model_bulletin",
  "citation": "Company Bulletin 2024-08",
  "action_date": "2024-03-13",
  "date_qualifier": "adopted",
  "amended_effective": null,
  "verbatim_vs_modified": null,
  "provenance": {
    "posture": "naic-adoption-map",
    "citation": "naic-adoption-map",
    "action_date": "naic-adoption-map"
  },
  "source_id": "naic-adoption-map",
  "other_activity": [
    {
      "type": "statute",
      "citation": "SB 3114, Public Act 104-0568, Transparency in Downcoding Act",
      "subject": "Bars automated downcoding of medical claims: every downcoding determination must be made or reviewed by a natural person following coding guidelines. Also bars payors from using downcoding in a targeted or discriminatory manner against health care professionals treating complex conditions, and requires physicians be clearly notified when a claim is downcoded.",
      "quote": "made or reviewed by a natural person",
      "status": "enacted",
      "enacted": "2026-07-10",
      "effective": "2028-01-01",
      "source": "https://www.ilga.gov/Legislation/BillStatus?DocNum=3114&GAID=18&DocTypeID=SB&SessionID=114",
      "confidence": "primary",
      "verified_on": "2026-08-21"
    }
  ],
  "_provenance": {
    "source": "Implementation of NAIC Model Bulletin: Use of AI Systems by Insurers",
    "url": "https://content.naic.org/sites/default/files/legal-adoption-map-ai-model-bulletin.pdf",
    "source_as_of": "2026-08-06",
    "retrieved": "2026-08-18",
    "caveat": "Index, not authority. Confirm against the issuing regulator's own bulletin before relying on this for a compliance decision."
  }
}