{
  "jurisdiction": "MN",
  "name": "Minnesota",
  "posture": "no_model_bulletin",
  "citation": null,
  "action_date": null,
  "date_qualifier": null,
  "amended_effective": null,
  "verbatim_vs_modified": null,
  "source_id": "legislative-research",
  "provenance": {
    "posture": "naic-adoption-map-absence"
  },
  "other_activity": [
    {
      "type": "bill",
      "citation": "SF 1886 (2025-2026)",
      "title": "Individual communication with artificial intelligence disclosure requirement provision",
      "subject": "Would make it an unfair or deceptive trade practice for a business to fail to disclose that a person is having a textual or spoken conversation with AI, and would require an opt-out to reach a human. Attorney General enforcement plus a private right of action, actual damages and statutory damages capped at $1,000 per violation.",
      "ai_specific": true,
      "scope_note": "GENERAL-PURPOSE, NOT INSURANCE-SPECIFIC. It would reach insurers as businesses, in the same way a general consumer-protection statute does, but it is not an insurance-regulatory measure. Kept for that reason and flagged so it is not mistaken for one.",
      "status": "unconfirmed",
      "status_detail": "Previously recorded as 'pending'. Final disposition for the 2026 session could not be confirmed from the legislature's record; a separate Minnesota AI Transparency Act (HF 4654) is also referenced by secondary sources. Status unresolved.",
      "source": "https://www.revisor.mn.gov/",
      "confidence": "secondary",
      "verified_on": "2026-08-21",
      "correction": "Citation was a placeholder ('consumer AI disclosure bill'). Actual: SF 1886."
    }
  ],
  "_provenance": {
    "source": "Implementation of NAIC Model Bulletin: Use of AI Systems by Insurers",
    "url": "https://content.naic.org/sites/default/files/legal-adoption-map-ai-model-bulletin.pdf",
    "source_as_of": "2026-08-06",
    "retrieved": "2026-08-18",
    "caveat": "Index, not authority. Confirm against the issuing regulator's own bulletin before relying on this for a compliance decision."
  }
}