US insurance AI regulation by jurisdiction

25 US jurisdictions have adopted the NAIC AI model bulletin; 4 run their own framework. Cited, dated, updated 2026-08-18.

Adopted the NAIC model bulletin (25)

Alaska — Bulletin B 24-01 Arkansas — Bulletin 13-2024 Connecticut — Bulletin No. MC-25 District of Columbia — Bulletin 24-IB-002-05/21 Delaware — Domestic and Foreign Bulletin No. 148 Hawaii — Insurance Commissioner Memorandum No. 2025-13A Iowa — Insurance Division Bulletin 24-04 Illinois — Company Bulletin 2024-08 Kentucky — Bulletin No. 2024-02 Massachusetts — Bulletin No. 2024-10 Maryland — Bulletin No. 24-11 Michigan — Bulletin 2024-20-INS North Carolina — Bulletin No. 24-B-19 Nebraska — Insurance Guidance Document No. IGD--H1 New Hampshire — Bulletin Docket #INS 24-011-AB New Jersey — Insurance Bulletin No. 25-03 Nevada — Bulletin 24-001 Oklahoma — Bulletin No. 2024-11 Pennsylvania — Insurance Notice 2024-04, 54 Pa.B. 1910 Rhode Island — Insurance Bulletin No. 2024-03 Virginia — Administrative Letter 2024-01 Vermont — Insurance Bulletin No. 229 Washington — Technical Assistance Advisory 2024-02 Wisconsin — Insurance Bulletin West Virginia — Insurance Bulletin No. 24-06

Own insurance-specific AI framework (4)

California — Bulletin 2022-5 Colorado — 3 CCR 702-10 New York — Insurance Circular Letter No. 7 Texas — Bulletin # B-0036-20

No model bulletin, but other tracked activity (22)

Absence from the NAIC map is not absence of regulation — these states have pending or enacted AI-related insurance measures on a separate track.

Alabama Arizona Florida Georgia Idaho Indiana Kansas Louisiana Maine Minnesota Missouri Mississippi Montana North Dakota New Mexico Ohio Oregon South Carolina South Dakota Tennessee Utah Wyoming

Use it

Free, no key, no signup. Answers carry the statutory citation and, where the source text has been read, the operative sentence itself.

Claude Code

claude mcp add --transport http agentweb https://agentweb.brelsfordsoftware.com/mcp

Claude Desktop, Cursor, or any MCP client

Add to your MCP config:

{
  "mcpServers": {
    "agentweb": {
      "type": "http",
      "url": "https://agentweb.brelsfordsoftware.com/mcp"
    }
  }
}

Plain HTTP, no MCP

curl https://agentweb.brelsfordsoftware.com/v1/jurisdictions/CO

Questions it answers

Which states have adopted the NAIC AI model bulletin?
Has Colorado adopted the NAIC model bulletin?
What AI insurance legislation does Georgia have?
Which states enacted AI claim-denial laws in 2026?
Which states restrict AI in prior authorization?
What does Maryland require carriers to report about AI use?

How the data is verified

Every claim carries a confidence tier. 15 of 19 statutory entries have been checked against the enrolled or slip law, not against reporting about it. Where they disagreed, the statute won — that process produced 7 corrections and 1 retraction, all published rather than quietly patched.

Browse all 51 jurisdictions · llms.txt · MCP discovery