US insurance AI regulation by jurisdiction

25 US jurisdictions have adopted the NAIC AI model bulletin; 4 run their own framework. Cited, dated, updated 2026-08-18.

Adopted the NAIC model bulletin (25)

Alaska — Bulletin B 24-01Arkansas — Bulletin 13-2024Connecticut — Bulletin No. MC-25District of Columbia — Bulletin 24-IB-002-05/21Delaware — Domestic and Foreign Bulletin No. 148Hawaii — Insurance Commissioner Memorandum No. 2025-13AIowa — Insurance Division Bulletin 24-04Illinois — Company Bulletin 2024-08Kentucky — Bulletin No. 2024-02Massachusetts — Bulletin No. 2024-10Maryland — Bulletin No. 24-11Michigan — Bulletin 2024-20-INSNorth Carolina — Bulletin No. 24-B-19Nebraska — Insurance Guidance Document No. IGD--H1New Hampshire — Bulletin Docket #INS 24-011-ABNew Jersey — Insurance Bulletin No. 25-03Nevada — Bulletin 24-001Oklahoma — Bulletin No. 2024-11Pennsylvania — Insurance Notice 2024-04, 54 Pa.B. 1910Rhode Island — Insurance Bulletin No. 2024-03Virginia — Administrative Letter 2024-01Vermont — Insurance Bulletin No. 229Washington — Technical Assistance Advisory 2024-02Wisconsin — Insurance BulletinWest Virginia — Insurance Bulletin No. 24-06

Own insurance-specific AI framework (4)

California — Bulletin 2022-5Colorado — 3 CCR 702-10New York — Insurance Circular Letter No. 7Texas — Bulletin # B-0036-20

No model bulletin, but other tracked activity (22)

Absence from the NAIC map is not absence of regulation — these states have pending or enacted AI-related insurance measures on a separate track.

AlabamaArizonaFloridaGeorgiaIdahoIndianaKansasLouisianaMaineMinnesotaMissouriMississippiMontanaNorth DakotaNew MexicoOhioOregonSouth CarolinaSouth DakotaTennesseeUtahWyoming

For agents

This dataset is available as an MCP server (https://agentweb.brelsfordsoftware.com/mcp) and a JSON API. Every response carries provenance and the source as-of date.